Whoa, Bessie, I love it! I just got my Paypal debit card this week. I know, I know, what took me so long??!!?? I just am so behind the times, but anyway! I used it this evening for grocery shopping, and it was awesome. This card has taken the place of a checking account for me. Paypal can buy actual food or gas, and not just make-up and diapers!