Being financially savvy is important in today’s economy. Job security is a thing of the past, and downsizing can happen to just about anyone it seems. Except me: it’s too dag-gone hard to replace a mother of 8 with a cheaper overseas counterpart.

It’s important to think make sound financial choices. A nest egg can make the difference between managing to keep afloat and immediate disaster when life hands you a nasty little surprise. One way to do that is to start a high yield savings accounts now, before you need it. You can find information on this and other types of accounts at emoneycentral. They have info on Certificates of Deposit and Money Market accounts, too. A neat thing you can do there is search for high interest rates at community banks and credit unions in your state. That way you’re money will be close by should you need it.